Drexel Brothers Privacy Policy
Last Revised: May 31, 2014
This Privacy Policy is 
Our Commitment To Privacy
Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service. This policy covers many online services, including our Websites, Lending Suite Apps, Quarks, VCards, Virtual Client Clouds , Email and Text Marketing Platforms, Social Media and other Client Specific Databases or Storage Devices related to the operation of Drexel Brothers, Drexel Brothers Representatives, Certified Drexel Brothers Independent Contractors and its Affiliates. This privacy is written by Drexel Brothers, but applies to Drexel Brothers Representatives and Certified Drexel Brothers Independent Contractors. 
Our online services are intended for a U.S. audience. Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.

We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to personal information. Our Cloud Management Systems give Clients, Loan Procurement Managers, Drexel Brothers Loan Processes and SocialBulldogs Mobile Account Specialists access to different folders inside Drexel Brothers, inside SocialBulldogs and inside Google. We separate these folders into sensitive and non-sensitive content folders. We recommend that all people who have access to these folders follow Google’s recommended security procedures. This includes 2 step verification or other higher security measures for folders inside Google or SocialBulldogs that contain SocialSecurity Numbers, tax records and other sensitive files. Certified Drexel Brothers Independent Contractors and Clients are responsible for maintaining these recommended Google Security proceedures for all the folders they have access too. Drexel Brothers LLC and its Affiliates are not responsible or liable for any damages, costs or expenses incurred from the lose of any sensitive or non-sensitive information stored in the Cloud Management System. SocialBulldogs is an Affiliate of Drexel Brothers LLC

Personal Information
When you visit or use our services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information, user name and password. We may also collect payment card information, social security numbers, Tax Records, Property Information, Mortgage Information, Personal Earnings, Investment Earning, Driver’s License Numbers (or comparable) and more when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
For your convenience, we offer you the ability to access some of our products and services through mobile applications and mobile-optimized quarks. When you interact with us through our Quarks or VCards, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through our Mobile Apps.
Users that register for my wireless marketing services acknowledge, understand and agree that they will be charged by the user's wireless carrier for all messages sent to the user from me. Standard messaging rates will apply, unless noted otherwise. Under no circumstances will the Site, or its Affiliates be responsible for any wireless email or text messaging charges incurred by a user or by a person that has access to a user's wireless device, telephone number, or email address. Promotions will be subject to either the "single opt-in" or "double opt-in" (SMS/SMS) method.
Single Opt-in Method: In response to print, radio, television, Internet, or other promotional messages, users will be directed to send a specific word or code via a text message to a designated telephone number to register for the service promoted. The user's voluntary submission of the designated word or code to my/our shortcode will mean that the user has freely and affirmatively granted permission to me/us to send text messages to him or her. The user may terminate the service at any time by using the unsubscribe command in any text message or by sending stop or stopall to my/our shortcode ".

Double Opt-in (SMS/SMS) Method: In response to print, radio, television, Internet, or other promotional messages, users will be directed to send a specific word or code via a text message to a designated telephone number to register for the service promoted. We/I will then send a "Confirmation" message to the user's designated wireless device and will request that the user confirm that he or she has agreed to receive messages from me/us to that particular telephone number. The user must respond to the "Confirmation" message with a text message that states "YES" or "Y" that will indicate the user's acceptance of the wireless marketing service. Until the user responds to the "Confirmation" message, the user is not registered for the specific wireless marketing service subject to the Promotion. A user may respond to the "Confirmation" message at any time. The user's response to the "Confirmation" is only valid if the response is received while We/I continues to offer the specific wireless marketing service.
Termination of Wireless Services by User. Regardless of which one of the above opt-in methods was used to register, users may revoke their consent to receive messages from Me / Us by the following procedure:
A user may cancel one or more services via his or her wireless device at any time by using the unsubscribe mechanism provided by Me/Us at the time the message is sent, or by sending a text message that says "STOP" or STOPALL to MY/Our Shortcode. 

Termination of Wireless Services. 
A user understands, acknowledges and agrees that We/I may, in its sole discretion and without liability to any user, terminate its offer of any specific wireless marketing service or all wireless marketing services at any time without advance notice..
Use of Information. We/I will not use a wireless telephone number, wireless or conventional Internet email address, or other Information submitted for its wireless marketing services for any other purpose but to provide the services requested, unless we/I provide advance notice of any other use. We/I will not share any Personal Information with Advertisers or other third party marketers unless you opt-in to such disclosure. We/I will share Personal Information with the operational service providers that assist us in delivering these wireless services to you and with the Parent Companies and Affiliates. We may use Information collected through our various online services to generate information on current and future Lending and Purchasing trends in various demographics in the country

We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to personal information. This includes device safeguards and secured files.
Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your Social Security number) to us.
Additional Sources of Information
We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.

How You Can Access Or Correct Your Information
You can access all your personally identifiable information that we collect online and maintain by emailing me and requesting to view your personally identifiable information. We use this procedure to better safeguard your information.
You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

How To Contact Us
Should you have other questions or concerns about these privacy policies, please email us at info@drexelbrothers.com